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n Credit Unions: Often provide low-interest, short-term loans to their members.
Personal Loans from Friends & Family: Can be a much less formal arrangement but make certain you set clear terms to avoid misunderstandings.
Emergency Savings: Building an emergency fund can provide a monetary cush

n Pros:

Flexible usage
No collateral required
Fast approval process


Cons:

Higher curiosity rates
Requires good credit score
May have shorter reimbursement per



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Short Repayment Terms: The loan must be repaid rapidly, normally within a few weeks to a month.
Impact on Credit Score: Failure to repay on time can negatively influence your credit rat

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